Overview

Vietnam International Commercial Joint Stock Bank, abbreviated as Vietnam International Bank (VIB), was founded on 18th September 1996, with its head office based at 16 Phan Chu Trinh, Hoan Kiem District, Hanoi.

By 15th June 2015, after 19 years in operation, we have become one of the leading commercial joint stock banks in Vietnam, with total assets of nearly VND 80,000 billion. The bank’s charter capital is now VND 4,250 billion while its shareholders’ equity is nearly VND 8,200 billion. Currently, we have 4,000 people working at nearly 160 branches and transaction offices in 27 key provinces/ cities across the country. 

2010 marked a significant development milestone of VIB by a strategic partnership with the Commonwealth Bank of Australia (CBA) - the Number One retail bank in Australia and the world’s leading bank with over 100 years of experience. CBA has officially become our strategic shareholder  with an initial stake proportion of 15%. After one year, on 20th October 2011 CBA made an additional investment of 1,150 billion dong in VIB, increasing its stake to 20% from 15% in order to further strengthen the capital base and capital adequacy ratio (CAR), and expand business opportunities and operation scale for VIB. This strategic partnership facilitates our improvement to successfully implement the long-term plans in the bank’s business strategy and especially to improve the customer service quality in line with international standards. 

Being one of the pioneers in reforming business activities, we always takes  our customers as the focus and our service quality and innovative solutions as the business motto.  We have been enhancing our efficiency in the use of capital and management capacity and continuing to focus on the development of retail banking networks and new products through diversifying distribution channels in order to provide financial solution packages to focused customer groups, and simultaneously improving the service quality to  serve our customers better.

Our vision
To be the most innovative and customer-centric bank of Vietnam.

Our mission

• For customers: To excel in providing innovative, customer-centric solutions to satisfy the needs of our customers 
• For employees: To cultivate a high performance culture, entrepreneurship and openness in our work environment 
• For shareholders: To provide sustainable and attractive returns to our shareholders  
• For the community: To support community development

Our core values

• Customer focus
• Excellence
• Honesty
• Teamwork
• Disciplined